Once all required information has been submitted, please allow 2 business days for us to prepare and send your disputes to all three credit bureaus.

Credit repair is a process — not an overnight fix. We work diligently each month using federal consumer protection laws to challenge inaccurate reporting on your behalf.

Please note: Because this is a service-based process, all sales are final and non-refundable.

A consultation is not required to begin services. Once you enroll:

•    You will only receive a consultation if you choose to schedule one.

•    All onboarding instructions will be sent via email and your secure client portal.

•    All future communication will take place through your client portal for accuracy and accountability.

If you prefer to speak with a specialist before enrolling, you are welcome to schedule a consultation at your convenience.

Getting started is simple! You may:

•    Enroll online through our website

•    Schedule a consultation

•    Call our office

•    Or send us a message

Once enrolled, our team will contact you within 24 hours with your onboarding steps.

No credit repair company can guarantee the removal of specific items, as results depend on the credit bureaus and the furnishers of information. What we can guarantee is that we follow a proven, compliant dispute process using federal laws to challenge inaccurate reporting every month on your behalf.

Credit restoration can significantly increase your approval odds by:

•    Improving your credit score

•    Reducing negative reporting

•    Strengthening your credit profile

However, approval decisions also depend on income, debt-to-income ratio, and lender guidelines.

To ensure the best results, clients must:

•    Keep the credit monitoring subscription active

•    Upload any correspondence received from the credit bureaus

•    Avoid applying for unnecessary credit during the process

•    Maintain low credit card balances and make on-time payments

Credit restoration is a partnership — your cooperation makes a huge difference in your results.

We assist with disputing inaccurate, outdated, unverifiable, or negative items on your credit report, including:

•    Late payments

•    Collections

•    Charge-offs

•    Repossessions

•    Bankruptcies

•    Medical bills

•    Inquiries

•    Closed/negative accounts

Items must fall under the guidelines of the Fair Credit Reporting Act (FCRA) to qualify for dispute.

We use IdentityIQ or MyScoreIQ, which provide all three credit bureau reports (Experian, Equifax, TransUnion).

While we do not charge a monthly fee for monitoring, these services do charge a monthly subscription, which provides both you and our team updated reports to track your progress.

Credit restoration timelines vary based on the number and severity of negative accounts reporting. Most clients begin seeing initial improvements within 30–45 days, while full restoration typically takes 3–6 months. Each credit profile is unique, so results may differ based on your personal credit history and responsiveness of the credit bureaus.