EJ Financial Professional Services (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with us.

By accessing our website or using our services, you consent to the practices described in this policy.

We may collect the following categories of information:

A. Personal Information

Information you voluntarily provide when you enroll or contact us, including:

• Full name
• Address
• Email address
• Phone number
• Date of birth
• Social Security number (only when required for credit-related services)
• Identification documents
• Electronic signature

B. Credit & Financial Information

For credit repair, funding, or financial services, we may collect:

• Credit reports
• Credit scores
• Account details
• Trade lines
• Payment history
• Public records

C. Technical & Website Usage Data

Automatically collected through cookies or analytics tools:

• IP address
• Browser type
• Device information
• Pages visited
• Referring website
• Time spent on the site

D. Payment Information

If you make a purchase, we may collect:

• Billing address
• Partial payment details (processed securely through third-party payment processors)

We do not store full debit or credit card numbers on our servers.

We may use your information to:

• Provide credit repair, notary, funding, or consulting services
• Verify your identity
• Process payments
• Communicate updates, responses, or service-related information
• Generate and send dispute letters
• Improve website performance and customer experience
• Market new services (with your consent)
• Maintain legal and regulatory compliance

We do not sell your personal information.

We may share information only with trusted third parties when necessary to operate our business, including:

• Credit bureaus (Experian, Equifax, TransUnion)
• Payment processors
• Identity verification services
• Email and communication platforms
• CRM and client portal systems
• Affiliate partners (with consent)

Information may also be disclosed when required by law, including in response to subpoenas, court orders, or government requests.

We take data protection seriously. EJ Financial Professional Services uses:

• Encrypted transmission (SSL/HTTPS)
• Secure document upload portals
• Restricted access to sensitive client information
• Ongoing security monitoring

While no system is completely secure, we follow industry-standard practices to protect your data.

Depending on your state or jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request corrections to inaccurate data
• Request deletion of your information (where legally permitted)
• Opt out of email marketing communications
• Request a copy of your data

To submit a request, pl ease email us at: [email protected]

We may use cookies to:

• Improve website functionality
• Analyze website traffic
• Personalize user experience

You can disable cookies through your browser settings; however, this may affect site functionality.

Our website may contain links to third-party websites. We are not responsible for the privacy practices, policies, or content of those external sites.

We do not knowingly collect or solicit personal information from individuals under the age of 18. If we learn that a minor has provided personal information, we will delete it promptly.

We may update this Privacy Policy at any time. Any changes will be reflected by updating the “Effective Date.” Continued use of our website or services constitutes acceptance of the revised policy.

If you have questions or concerns regarding this Privacy Policy, please contact us:

EJ Financial Professional Services
Email: [email protected]